We believe that everybody should receive unbiased advice that is in their best interest.
We are your financial architect; your chief builder in wealth.
We guide people to make conscious, smart decisions about their wealth.
We only do Fee for Service consulting.
We only charge fees for the services we deliver.
We recommend investments and strategies based purely on your needs.
This is a relationship focused on achieving your financial goals.
No commissions. No conflicts of interest. Just Advice!
We aim to provide the highest quality advice and service which is available.
We manage our own family affairs in an identical manner to those of our clients.
We are limiting our bespoke service to only 40 select clients.
Why we are here.
We believe everybody should at least consider getting advice.
We believe that everybody is entitled to receive independent and unbiased advice that is in their best interest.
Advice that is not about product, or having some hidden agenda.
Advice that is transparent and gives you the greatest chance of achieving your personal goals and aspirations.
It helps you achieve financial independence.
How we do it.
Our consultative process helps you discover what is important to you on a deeper level.
We define your goals and aspirations that act as signposts to the success of your personal journey through life and with those loved ones around you.
We adopt very much a consultative framework where our role encompasses educator, sounding board, devils’ advocate and reminder.
Our process at first glance appears very simple because there are only three phases.
However, underlying the apparent simplicity is a complex system that, when repeated over time, deepens and refines our client’s financial design to ensure that their wealth is working to help them to live a great life.
What we do.
We offer advice in four distinct categories ranging from transactional to consultative.
Fee for Service
Our fees are dependent on the size and complexity of the work undertaken and agreed with you prior to work commencing.
Any investment commissions received are refunded to you the client.
There are no hidden costs, charges, commissions or investment entry or exit fees.
We are solely remunerated by our clients and receive no other benefits (including soft dollar incentives) from any source.
Our fees are transparent and reasonable.
These will be confirmed to you in our letter of engagement with you prior to work commencing.
Remember.... The Lowest Quote
It’s unwise to pay too much, but it is worse to pay too little. When you pay too much, you lose a little money — that is all. When you pay too little, you sometimes lose everything, because the thing you bought was incapable of doing the thing it was bought to do. The common law of business balance prohibits paying a little and getting a lot — it can’t be done.
If you deal with the lowest quote it is well to add something for the risk you run. And if you do that, you will have enough to pay for something better. -John Ruskin (1819-1900)
"For the last 5 to 6 years we have had Henry Pilat look after our financial affairs. He has managed our Self Funded Superannuation Fund as well as our non super funds. He reorganised both Funds selling off some shares and buying others. He organised our non super funds so they were all in our joint names rather than individual and shared names. He also organised a legal firm to update our Wills and to give Extended Powers of Attorney to our three sons.
This left us with a set up that was simple and perfectly understandable for my wife and me. Also we had Henry as a back up for our family and us when either one or both of us died. We were satisfied that we would have no future financial worries. At that time Henry Pilat was associated with Standard Pacific, a firm we had dealt with for over 20 years.
The two of us have no hesitation in recommending Henry Pilat as a Financial Adviser. He is a most trustworthy gentleman that was always readily available to answer our queries and solve any minor problems we encountered. We felt we were lucky to have become associated with this man."
Yorke and Karen